CYNDI Financial Diagnostic

Your future home
is closer than
you think.

Most people don't know where they stand financially. CYNDI tells you exactly — your mortgage readiness score, your timeline, and the three moves that matter most.

Get My Score → See How It Works
15 minutes · No credit pull · No commitment
Quick Check
Mortgage Readiness Quiz
Question 1 of 5
What best describes your employment?
What is your approximate credit score?
How much of your monthly income goes to existing debt payments?
How much do you have saved toward a down payment?
Any late payments or collections in the past 2 years?
6
Financial Domains Scored
15min
Average Completion Time
1
Clear Mortgage-Ready Date
3
Priority Actions, Ranked
Sound Familiar?

The questions
nobody answers.

"Am I even close to being able to buy?"
Most people have no idea. CYNDI gives you a real number, not a guess.
"My credit isn't perfect — is it hopeless?"
Credit is just one of six factors. You may be much closer than you think.
"What do I actually fix first?"
CYNDI ranks your action plan by impact — no more guessing what matters.
"How long will this realistically take?"
You get an estimated mortgage-ready date. Not "someday." A real timeline.

"The biggest barrier to homeownership isn't money. It's not knowing where you stand."

The CYNDI Premise

The Process

Four steps to total clarity.

01
✏️
Answer 40 guided questions
Walk through six financial domains in about 15 minutes. No accounts linked, no credit pull.
~15 min
02
⚙️
CYNDI scores all six domains
Income, debt, liquidity, credit, behavior, and documentation — each weighted and scored.
Patent pending
03
📊
Receive your full report
Your score, your ready date, and your ranked action plan — delivered instantly.
Instant
04
🏠
Get matched when you're ready
When your score hits mortgage-ready, CYNDI connects you with a pre-vetted local agent.
Ongoing
What We Measure

Six domains. One clear picture.

01
📈
Income Stability
Consistency, sources, and trajectory of your income — evaluated the way lenders actually look at it.
02
⚖️
Debt Pressure
Your debt-to-income picture and what to eliminate first to maximize your borrowing power.
03
💧
Liquidity
Down payment readiness, reserves, and whether your savings will get you to closing day.
04
🏦
Credit Health
Score, history, and utilization — evaluated in the context of real mortgage underwriting standards.
05
🧭
Behavioral Patterns
Spending and saving habits that predict whether you can sustain homeownership long-term.
06
📋
Documentation
Whether your paper trail is mortgage-ready — and exactly what gaps to close before you apply.
Your Report

What you walk away with.

Sample Report
CYNDI Diagnostic · Kingfluence Financial
Sarah M. · Atlanta, GA
73
/ 100
Income Stability
78
Debt Pressure
62
Liquidity
55
Credit Health
82
Behavioral
70
Documentation
88
🏠
Estimated Mortgage-Ready Date
January – March 2026
🎯
Your Mortgage Readiness Score
A weighted composite out of 100. Finally a number that actually means something.
📅
Your Estimated Ready Date
A real projected month and year — not "someday" — based on your current trajectory.
🗺️
A Ranked Action Plan
The three highest-impact moves, in order. No guessing what to work on first.
🔁
Ongoing Progress Tracking
CYNDI stays with you and notifies you when you hit mortgage-ready status.
Early Results

Real people. Real clarity.

"
I had no idea I was actually that close. CYNDI told me 8 months and showed me exactly what to fix first.
Future Founding User
Early Access
Spot Available
"
I've tried every budgeting app. None of them told me what CYNDI told me in 15 minutes.
Future Founding User
Early Access
Spot Available
"
I stopped feeling hopeless and started feeling like this was actually happening.
Future Founding User
Early Access
Spot Available
Your Home Is Waiting

Find out how close
you really are.

15 minutes. No credit pull. No commitment. Just the clarity you've been waiting for.

Take the Full CYNDI Diagnostic →

Your Financial Future In Focus.